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There are many types of credit, including but not limited to bank credit, commerce, consumer credit, investment credit, international credit, and public credit.
Credit is an agreement between a creditor (lender) and a borrower (debtor) The debtor promises to repay the lender, often with interest, or risk financial or legal penalties. Find the official place to get a free credit report See what information is in a credit report and how lenders and other organizations may use them.
Free transunion® credit report & score Free credit monitoring, alerts and personalized offers All free, all in 1 When people talk about your credit, they mean your credit history
Your credit history describes how you use money
How many credit cards do you have Your credit report shows your credit history — how you handle money and pay your bills It can affect whether you get a job, can rent an apartment, or get a credit card or loan.
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