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Many countries do not have a credit score system like the united states For example, in the netherlands, good credit means the debtor hasn’t been blacklisted due. Here's how other countries measure a person's creditworthiness.

Credit scores were developed to fairly and accurately gauge a borrower’s ability to borrow and pay money back Some countries hardly set up credit scoring systems or agencies to score debtors And unlike some countries that only pay attention to negative marks, the u.s

Also gives you credit for doing the right things, like paying bills on time.

If you decide to move to another country, you'll likely need to build a new credit score Your credit score in the u.s., for example, probably won't affect your score when establishing credit in germany In summary in short, many other countries have credit scores Some are similar to the u.s

Model, while others are unique. The use and importance of credit scores also varies across countries In some countries, where credit cards and loans are less popular, banks rely more on an individual's banking history and financial behavior than on their credit score Although many large banks are international, they operate independently in each country.

Not all countries use credit scores to assess a debtor’s creditworthiness

Japan, the netherlands, and spain rely on factors like one’s income, repayment history, and length of employment to determine creditworthiness

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