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Understand fannie mae's seasoning requirements for rate and term refinancing, including ownership period, equity rules, and key compliance factors. Think of it as a mandatory “aging” period that lenders impose to reduce their risk and ensure property values are stable. Waiting times after foreclosure, bankruptcy, or short sale.

This requirement does not apply Seasoning in real estate refers to the required holding period before certain financial actions can be taken with a property or loan Introduced in 2018, a 50 (f) (2) loan is a rate/term refinance of an existing home equity loan

The loan is commonly called a 50 (f) (2) loan because the requirements are set forth in subsection 50 (f) (2), of article xvi of the texas constitution.

It's not just about having a mortgage

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