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A subreddit for discussing credit cards While the wf autograph that you mentioned is incredible, it doesn't give you lounge access, priority pass, clear credit, global entry, tsa precheck, airline incidentals or many of the countless other perks. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered.

With your credit score, you can qualify for pretty much any credit card on the market, and you should be able to get a pretty good credit limit based on your income, too The basic insurance seems decent, especially for free. Since you spend a lot of money on groceries and gas every month, i highly recommend cards that give bonus rewards in both of those categories.

If your credit card info gets stolen, the card will back you with few exceptions

If your debit card is stolen, your entire bank account can be drained and it will be a huge headache to get it back It’s much safer to do day to day purchases with a credit card. This is the latest installment of the cc recommendation flowchart, originally created by u/kevlarlover years ago to answer most of the questions repeated week after week in the what card should i get? weekly thread It is primarily geared towards helping newer churners, though it could still be a useful reference for experienced churners too

I've outlined the major changes in. Credit card limit lowered after payoff @tradinglife wrote In the last couple years l've used on my cards a lot paying for multiple expenses, carried high balances and paid minimum as well as late charges I only had one 30 day late on a couple cards in that period, my score took a huge hit and is now at 590.

Happy birthday and welcome to the world of credit cards op

I suggest you get the discover it student card And you'll get 10% cash back if you spend within the rotating quarterly categories After your first year, those rates go down to 1% and 5%, respectively After a year, i would get the fnbo.

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